This affiliate Program Operating Agreement ("Operating Agreement") contains the terms and conditions that govern your participation in the affiliates Program (the "Program"). "We," "us," or "our" means (Registered Name: Finectar Technologies Private Limited). "You" or "your" means the affiliate. Applicant means the referred loan lead to KountMoney.

By signing into the affiliate system, or by continuing to participate in the Program following our posting of a change notice or revised Operating Agreement on the site, you (a) agree to be bound by this Operating Agreement; (b) acknowledge and agree that you have independently evaluated the desirability of participating in the program and are not relying on any representation, guarantee, or statement other than as expressly set forth in this Operating Agreement; and (c) hereby represent and warrant that you are lawfully able to enter into contracts (e.g., you are not a minor) and that you are and will remain in compliance with this Operating Agreement. In addition, if this Operating Agreement is being agreed to by a company or other legal entity, then the person agreeing to this Operating Agreement on behalf of that company or entity hereby represents and warrants that he or she is authorized and lawfully able to bind that company or entity to this Operating Agreement.

1. Description of the Program

The purpose of this programme is to allow you to submit the loan loads on KountMoney.

2. Enrollment

You will ensure that the information in your Program registration, including your email address and other contact information (phone number) is up-to-date. We may send communications relating to the Program and this Operating Agreement to the email address then-currently affiliated with your Program account. You will be deemed to have received all communications sent to that email address, even if the email address affiliated with your account is no longer current.

3. Submitting the referrals

After registering for the programme, you may start submitting the loan leads through a lead management portal which will be provided to you. You will be provided with a unique username and password (which you can change later) to login and submit the lead prospects.

4. Program Requirements

If we determine that you have violated this Operating Agreement, we may (in addition to any other rights or remedies available to us) withhold any Referral Fees payable to you under this Operating Agreement, terminate this Operating Agreement, or both.

In addition, you hereby consent to us:

  • sending you emails relating to the Program from time to time;

  • Call you to inform regarding program.

5. Application Processing

Applications of loan leads submitted by you will be processed by the respective financial institution. Financial Institutions will approve or reject the loan application based on their requirements and norms.

6. Lead Information

Information pertaining to the referral leads provided by you will be correct and genuine.

7. Lead Data Privacy

The data provided by you pertaining to the leads referred by is confidential. You will not share this data or the applicant’s loan disbursal status with anyone other than the applicant himself/herself.

8. Lead Fees

You will not charge any fees from the Applicant on KountMoney’s behalf. You will honor KountMoney’s policy of not charging any fees from applicants.

9. Referral Fees

We will pay you Referral Fees on net monthly Disbursed loan amount. The affiliates Program Referral Fee Schedule is subject to change at the sole discretion of, without any need for advance notification to you.

10. Referral Fee Payment

We will pay you Referral Fees on a monthly basis for Qualifying Disbursements in a given month, subject to any applicable withholding or deduction. We will pay you within 30 days following the end of each calendar month. The amount will be deposited to your bank account directly given by you.

11. Compliance with Laws

In connection with your participation in the Program you will comply with all applicable laws, ordinances, rules, regulations, orders, licenses, permits, judgments, decisions, and other requirements of any governmental authority that has jurisdiction over you, including laws (federal, state, or otherwise) that govern marketing email .

12. Term and Termination

The term of this Operating Agreement will begin upon our acceptance of your Program application and will end when terminated by either you or us. Either you or we may terminate this Operating Agreement at any time, with or without cause, by giving the other party written notice of termination.

13. Modification

We may modify any of the terms and conditions contained in this Operating Agreement at any time and in our sole discretion by posting a change notice, revised agreement on the site. If any modification is unacceptable to you, your only recourse is to terminate this Operating Agreement. your continued participation in the program following our posting of a change notice, revised Operating Agreement on the site will constitute your binding acceptance of the change.

14. Our relation with you

We and you are independent contractors, and nothing in this Operating Agreement will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between you and us

15. Miscellaneous

You may not assign this Operating Agreement. Subject to that restriction, this Operating Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Operating Agreement will not constitute a waiver of our right to subsequently enforce any provision of this Operating Agreement.